Buy-to-let mortgage payments by loan size
Choose a loan amount for payment tables and the rent lenders usually need.
Buy-to-let lenders decide how much to lend mainly from the rent, using a stress test: the rent usually needs to cover 125% (basic-rate taxpayers and companies) or 145% (higher-rate taxpayers) of the interest at a stressed rate of about 5% to 5.5%. Each page below shows the monthly payment at rates from 4% to 7%, the rent you'd need, and the property price a 25% deposit would buy.
Or use the buy-to-let mortgage calculator →
£75,000 mortgage
£312 a month interest-only at 5%; rent from £430
See payments →£100,000 mortgage
£417 a month interest-only at 5%; rent from £573
See payments →£125,000 mortgage
£521 a month interest-only at 5%; rent from £716
See payments →£150,000 mortgage
£625 a month interest-only at 5%; rent from £859
See payments →£175,000 mortgage
£729 a month interest-only at 5%; rent from £1,003
See payments →£200,000 mortgage
£833 a month interest-only at 5%; rent from £1,146
See payments →£250,000 mortgage
£1,042 a month interest-only at 5%; rent from £1,432
See payments →£300,000 mortgage
£1,250 a month interest-only at 5%; rent from £1,719
See payments →