Landlord tax guides
Plain-English explanations with worked examples you can check against our calculators.
Property income tax from April 2027: 24%, 44% and 49% explained
What the 28 October 2026 Budget changed for landlords, who pays the new 24%/44%/49% property rates from April 2027, and worked examples.
Read guide →Section 24 explained: mortgage interest relief for landlords
How the Section 24 finance cost credit works, why higher-rate landlords pay more, the threshold traps, and what changes in 2027/28 when the credit rises to 24%.
Read guide →The new Personal Allowance ordering rule for landlords
From April 2027 your Personal Allowance is used against wages and pensions before rental profit. Who loses out, how much, and worked examples.
Read guide →Making Tax Digital for landlords: dates, thresholds and quarterly updates
Who must join Making Tax Digital for Income Tax and when, what counts as qualifying income, quarterly update deadlines and practical tips for landlords.
Read guide →Allowable expenses for landlords: what you can and cannot claim
Repairs versus improvements, replacement furniture, agent fees, travel and the costs HMRC rejects. A plain-English list for UK landlords.
Read guide →The £1,000 property allowance vs actual expenses
When the £1,000 property allowance beats claiming expenses, why it rarely suits landlords with a mortgage, and how it differs from Rent a Room relief.
Read guide →Capital Gains Tax when you sell a rental property
How CGT works when you sell a buy-to-let: 18%/24% rates, £3,000 exemption, deductible costs, Private Residence Relief and the 60-day report-and-pay rule.
Read guide →Jointly owned rental property: 50:50 rule and Form 17
How rental income from jointly owned property is taxed, the 50:50 rule for married couples, when Form 17 lets you split income differently, and the 2027 angle.
Read guide →Self Assessment deadlines and payments on account for landlords
Landlord tax return deadlines, how payments on account work, when they apply, and how the April 2027 property rate rise feeds through to your payments.
Read guide →Limited company or personal name? Landlord incorporation in 2027
Should landlords incorporate now that rental profit is taxed at 24%/44%/49%? Corporation tax, dividends, Stamp Duty and CGT costs compared, with a worked example.
Read guide →Furnished holiday lets after April 2025: how they're taxed now
The furnished holiday lettings regime ended on 6 April 2025. How holiday lets are taxed now, what owners lost, and how the 2027 property rates apply.
Read guide →Rent a Room relief: £7,500 tax-free explained
How Rent a Room relief works: the £7,500 limit, splitting it with a partner, the two ways to calculate tax when rent is higher, and who qualifies.
Read guide →Non-resident landlord scheme: UK rent when you live abroad
How the non-resident landlord scheme works, when your agent or tenant must deduct tax, how to get rent paid gross, and the April 2027 rate change.
Read guide →Can landlords claim interest on a remortgage?
Interest relief on remortgaging a buy-to-let after HMRC's July 2026 manual update: borrowing for the letting business vs withdrawing capital for personal use.
Read guide →Letting your former home: a tax guide for accidental landlords
Tax essentials when you let the home you used to live in: registering, mortgage interest, CGT and Private Residence Relief, and the 2027 rate change.
Read guide →Do I need to tell HMRC about rental income?
When you must report rental income to HMRC, the £1,000, £2,500 and £10,000 thresholds, how to register, and what to do about past undeclared rent.
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